Privacy Policy

Privacy Policy

Introduction

Welcome to https://business-interruption-insurance.storysurge.net (hereafter referred to as “Business Interruption Insurance,” “we,” or “us”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, use, and disclosure of personal information in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • European Union’s General Data Protection Regulation (GDPR)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Sales Practice Act (UCPA)
  • Connecticut Total Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy is applicable to all aspects of our online presence, including but not limited to:

  • Our official website at https://business-interruption-insurance.storysurge.net
  • All applications and services offered through our platform
  • Any third-party platforms or services accessed via links on our website, though these are subject to their respective privacy policies.

Processing Activities

This policy details the practices we employ when you:

  • Utilize our applications, engage with our services as an authorized user, and interact with our websites.
  • Communicate with us through newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, which may include:

  • Account Information: Details related to your registration, account creation, and management.
  • Payment Information: Credit/debit card details, billing addresses, and transaction records.
  • Financial Information: Bank account information, investment portfolios (if relevant), and financial transaction history.
  • Purchase Information: Items or services purchased, purchase frequency, and related data.
  • Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data.
  • Location Data: Geolocation information from your device when you interact with our location-based services.
  • Feedback: Responses to surveys, feedback forms, or user-generated content.
  • Social Media Information: If you choose to connect our services to your social media accounts, we may collect data from these platforms.
  • Product Information: Details about the products you view, search for, or purchase on our platform.

We gather this data through direct interactions with users, automated technologies (such as cookies and tracking pixels), and third parties who provide us with aggregated or de-identified information.

Cookies

We use cookies to enhance user experience and analyze website performance:

  • Strictly Necessary Cookies: These are essential for navigating our website and ensuring basic functionalities.
  • Preference Cookies: Tailored settings and preferences are stored to improve your user experience.
  • Analytics Cookies: We employ these to collect aggregated data about how visitors use our site, helping us understand user behavior and improve our content.

Users have control over non-essential cookies through our built-in Cookie Manager, allowing them to manage their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, plus an additional period to comply with legal obligations. When we no longer require this data, we securely delete or anonymize it.

Security Measures

Implementing robust security measures is paramount to protecting your data:

  • We utilize industry-standard encryption protocols for secure communication.
  • Our third-party service providers adhere to strict security standards and guidelines.
  • Regular security assessments and penetration testing are conducted to identify and mitigate potential vulnerabilities.

Children’s Privacy

We do not intentionally collect or store personal data from children under the age of 18. If you believe we have collected such information, please contact us immediately, and we will take appropriate steps to ensure its deletion.

Your Rights (depending on your jurisdiction)

Your privacy is protected by law, and you may have certain rights regarding your personal data:

  • Access: You can request access to the personal data we hold about you.
  • Rectification: Correct any inaccurate or incomplete information.
  • Erasure: Also known as “right to be forgotten,” this allows you to request the deletion of your data.
  • Restriction: Limit our use of your data in certain circumstances.
  • Portability: Receive your personal data in a structured, commonly used format.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: You have the right to be free from unfair treatment due to exercising your privacy rights.

To exercise these rights or file an appeal/complaint, please contact our dedicated privacy team via the channels provided below.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website, and we encourage you to review it periodically for the latest information.

Contact Information

For any questions, requests, or concerns regarding privacy:

We are committed to addressing your inquiries promptly and ensuring a transparent and secure user experience.